Introduction
Owning a car is not just a luxury anymore; it has become a necessity in today’s fast-paced world. With the increasing number of cars on the roads, the risks associated with driving have also increased. Accidents, theft, and damage due to natural calamities are just a few of the risks that car owners face. This is where auto insurance comes in. If you are a car owner, you must have heard about American Modern Auto Insurance. This insurance company is known for its quality service and cost-effective insurance policies. In this article, we will take an in-depth look at American Modern Auto Insurance and everything you need to know about it.
American Modern Auto Insurance
American Modern Auto Insurance is a subsidiary of the American Modern Insurance Group, which specializes in providing insurance coverage for various types of vehicles, including automobiles, motorcycles, boats, and trailers. The company was founded in 1965 and has been providing insurance coverage to car owners for over five decades.American Modern Auto Insurance offers a wide range of insurance policies, including liability insurance, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage. The company is known for its quick and hassle-free claim settlement process, which makes it a popular choice among car owners.
Why Choose American Modern Auto Insurance?
If you are wondering why you should choose American Modern Auto Insurance over other insurance companies, here are a few reasons:
Experience and Expertise
American Modern Auto Insurance has been providing insurance coverage for over five decades. This experience has helped the company understand the needs of car owners and provide them with the best insurance policies.
Cost-Effective Policies
American Modern Auto Insurance offers cost-effective insurance policies that provide extensive coverage. The company understands the importance of affordability and ensures that car owners get the best policies at the lowest prices.
Hassle-Free Claim Settlement
One of the biggest advantages of choosing American Modern Auto Insurance is its quick and hassle-free claim settlement process. The company has a dedicated team of professionals who ensure that every claim is settled in a timely and efficient manner.
Wide Range of Coverage
American Modern Auto Insurance offers a wide range of coverage options, including liability insurance, collision coverage, comprehensive coverage, personal injury protection, and uninsured/underinsured motorist coverage. This ensures that car owners can choose the coverage that best suits their needs.
Types of Coverage Offered by American Modern Auto Insurance
Liability Insurance
Liability insurance is the most basic type of insurance coverage that every car owner must have. This insurance covers damages caused by you to another person’s vehicle or property. The coverage amount varies depending on the policy and can be increased as per the requirement.
Collision Coverage
Collision coverage is an optional coverage that covers damages caused to your car due to an accident. This coverage is particularly useful if you have a new or expensive car that requires costly repairs.
Comprehensive Coverage
Comprehensive coverage is another optional coverage that covers damages caused to your car due to natural calamities such as floods, storms, or fire. This coverage also covers theft and vandalism.
Personal Injury Protection
Personal injury protection is a mandatory coverage in some states and covers medical expenses, lost wages, and other related expenses in case of an accident.
Uninsured/Underinsured Motorist Coverage
Uninsured/underinsured motorist coverage covers damages caused by a driver who has either no insurance or insufficient insurance coverage.
FAQs about American Modern Auto Insurance
Q. What is the claim settlement process of American Modern Auto Insurance?
A. The claim settlement process of American Modern Auto Insurance is quick and hassle-free. You can file a claim online or by calling the customer care number. Once the claim is filed, a representative will be assigned to your case, who will guide you through the entire process.
Q. How can I get a quote for American Modern Auto Insurance?
A. You can get a quote for American Modern Auto Insurance by visiting the official website of the company or by calling the customer care number.
Q. Does American Modern Auto Insurance offer discounts?
A. Yes, American Modern Auto Insurance offers various discounts, including safe driver discounts, multiple car discounts, and loyalty discounts.
Q. Can I customize my insurance policy according to my needs?
A. Yes, you can customize your insurance policy according to your needs. American Modern Auto Insurance offers a wide range of coverage options that you can choose from.
Q. Does American Modern Auto Insurance offer roadside assistance?
A. Yes, American Modern Auto Insurance offers roadside assistance, which includes towing, battery jump-start, flat tire change, and fuel delivery.
Q. How can I contact customer support at American Modern Auto Insurance?
A. You can contact customer support at American Modern Auto Insurance by calling the toll-free number or by sending an email.
Q. How can I renew my insurance policy with American Modern Auto Insurance?
A. You can renew your insurance policy with American Modern Auto Insurance by visiting the official website of the company or by calling the customer care number.
Conclusion
American Modern Auto Insurance is a reliable and cost-effective insurance company that offers a wide range of insurance policies for car owners. The company’s quick and hassle-free claim settlement process, extensive coverage options, and excellent customer support make it a popular choice among car owners. If you are looking for a reliable insurance company to protect your car, American Modern Auto Insurance is the right choice for you.